Explore government subsidies, veteran pensions, Medicaid self-directed waivers, and long-term care insurance benefits that can pay up to 100% of your caregiver costs.
Instant Financial Assistance Screener
Answer three simple questions to see which programs you or your loved one may qualify for.
Recommended Path: You may qualify for VA Aid & Attendance (up to $2,727/mo) and LTC Insurance Direct Reimbursement. where.care EVV care records provide all necessary timesheets and ADL audits for instant approval.
Veterans Affairs
VA Aid & Attendance Pension
Up to $2,727 / mo
A tax-free monthly benefit paid on top of standard VA pension for wartime veterans and surviving spouses who require assistance with daily living activities.
Single Veteran: up to $2,300–$2,727/month
Surviving Spouse: up to $1,475/month
Veteran with 1 dependent: up to $3,253/month
Requires assistance with 2+ ADLs (bathing, dressing, meds)
Consumer-directed personal assistance programs empower families to choose their own caregivers, with wages paid directly through state Medicaid allocations.
California IHSS: up to 283 hours/month
New York CDPAP: Consumer Directed Personal Assistance
Private LTC policies (Genworth, Mutual of Omaha, Northwestern Mutual, Brighthouse) reimburse daily home care expenses once elimination periods are satisfied.
Zero-Stress EVV Care Records for Insurers & Medicaid
Every shift booked through where.care automatically records GPS geofenced clock-in/out timestamps, verified caregiver credentials, and an itemized ADL care log. We provide complete audit packages that insurers and intermediaries approve without delays.
Can Medicare pay for non-medical in-home caregiving?
Standard Medicare Parts A and B only cover short-term, intermittent skilled nursing or therapy following hospitalization. However, many Medicare Advantage (Part C) plans now provide supplemental home care allowances (SSBCI) that cover custodial care hours.
How do I submit where.care records to my LTC insurance provider?
After each visit or weekly care cycle, click "Export Care Record" in your family dashboard. You will receive a clean, itemized EVV statement with GPS coordinates, caregiver licensing numbers, and daily care tasks formatted precisely to insurer submission guidelines.
Are caregiver payments tax deductible?
Yes. If a physician certifies that a senior is chronically ill and requires assistance with at least two ADLs, caregiver expenses may qualify as deductible medical expenses if your total qualifying medical expenses exceed 7.5% of your Adjusted Gross Income (AGI). Consult your tax professional for details.